Sunday, 6 August 2017

Vince Cable, village bank branch closure

 So there I am sitting in front of the telly full of cold and I hear this mornings reporting of Vince Cables comments, I have also seen the comments on the village Facebook page about the proposed closure of the only remaining bank branch in the village I live in.

Vince Cable has made various comments that are of course being taken out of context but broadly suggesting that the elderly have shafted the young over the Brexit vote by voting for a pre EU country that they hope will return ignores something and makes the why they voted that way far too simple in itself.

Surely the question should be what is it that they no longer see that they hope will return, okay perhaps false promises ,aka lies, which I see Alan Sugar is speaking up about as well today, fancy eh politicians should not lie, hah thatll be the day. Whats a headline in one of todays papers £36 million divorce from EU, I cannot remember the divorce settlement being realistically mentioned other than as a scorn dismissal and this looks to be the UK starting offer.

Different recent news items have mentioned loss of bus services, fracking, loss of police stations, lack of social and dont laugh "affordable" housing. Yes the worlds changed how many will say all changes have been for the good of the poeple though andhave then been made with a full appreciation of the social and economic impacts on society as a whole, so to be honest I can see why some folk voted as they did and after all it was there choice which they were and are allowed to make. 

Its all there if you look and then think have I played even a small tiny part in this changing world. We have all been encouraged to play a tiny part and that is my link to bank branch closures.

As I see it we are all to blame for the closure of bank branches and other shops etc in hamlets villages town suburbs whereever in one way or another by going along with improvements in technology and by not keeping on using the said services, the flip side has been that the services provided by all aspects of business have reduced because they have done the same thing. Why would they not because whatever anyone says or thinks they need to make a profit to survive whether that is enough to cover costs and make a reasonable profit or otherwise. After all without making money how do they employ others.

We the customers (which at times includes the service providers themselves) only realise and react when something we use ourselves is affected, the same as council services being cut that you dont use until you need too and when you ask about something they used to provide, lets say removal of large objects to the tip, are told it does not exist now or there is a charge. 

It is no point getting upset at the particular service provider although I can understand why people do, its a reflection of the commercial situation they are operating in, if a branch of a bank or shop is losing money, how long are the company supposed to carry it for? How many services they used to provide do they not now provide? In the case of the local bank branch I hear services have been steadily reduced as have opening hours already.

I am very pleased to see the village Post Office coming forward to say we can help with some banking, the thing is how many people will say right unless we support the Post Office they might be in this position themselves one day, hopefully not this branch but ofr course enough have already. 

Personally my bank which is increasing my business account charges is reducing its counter staff making it more of a chore to pay money in, although they seem to be able to pay someone to challenge everyone with the same question what are you here for, in an effort to get us not to get to use the cashiers but the automatic machines, jokingly I have commented to friends before long it will be you go in and the safe door will be open with a sign saying leave your pre sorted money here and we will deal with it later, perhaps they do that already thopguh with night safes? 

Sounds a bit like how supermarkets might get in the end as well, you help stack and get a discount.
 
We have got our hamlet, village, suburb even the world into this, it is up to We to get us out of it. Sunday morning cold powered rant over.

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